/* Core Variables & Colors */
:root {
  --primary-navy: #0C2356;
  --teal-cyan: #00A3B4;
  --sky-blue: #38A3E5;
  --light-bg: #F8FAFC;
  --text-dark: #1E293B;
  --text-muted: #64748B;
  --white: #FFFFFF;
  --font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: var(--font-family);
  color: var(--text-dark);
  background-color: var(--light-bg);
  line-height: 1.6;
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

/* Header & Navigation */
header {
  background: var(--primary-navy);
  padding: 1rem 5%;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
}

nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
}

.logo-container img {
  height: 45px;
  display: block;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 2rem;
  align-items: center;
}

.nav-links a {
  color: var(--white);
  text-decoration: none;
  font-weight: 500;
  transition: color 0.3s;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--teal-cyan);
}

.btn-quote {
  background-color: var(--teal-cyan);
  color: var(--white) !important;
  padding: 0.6rem 1.2rem;
  border-radius: 6px;
  transition: background-color 0.3s;
}

.btn-quote:hover {
  background-color: #008796;
}

/* Main Container Layout */
main {
  flex: 1;
  max-width: 1200px;
  width: 90%;
  margin: 3rem auto;
}

/* Hero Section */
.hero {
  text-align: center;
  padding: 3rem 1rem;
}

.hero h1 {
  font-size: 2.5rem;
  color: var(--primary-navy);
  margin-bottom: 1rem;
}

.hero p {
  font-size: 1.25rem;
  color: var(--text-muted);
  max-width: 700px;
  margin: 0 auto 2.5rem;
}

/* Service Cards */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.card {
  background: var(--white);
  padding: 2.5rem 2rem;
  border-radius: 12px;
  border: 1px solid #E2E8F0;
  text-align: center;
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s, box-shadow 0.3s;
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
}

.card-icon {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.card h3 {
  color: var(--primary-navy);
  margin-bottom: 0.75rem;
}

.card p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* Policy Content Page */
.content-wrapper {
  background: var(--white);
  padding: 3rem;
  border-radius: 12px;
  border: 1px solid #E2E8F0;
}

.content-wrapper h1 {
  color: var(--primary-navy);
  margin-bottom: 1.5rem;
}

.content-wrapper h2 {
  color: var(--primary-navy);
  margin-top: 1.5rem;
  margin-bottom: 0.5rem;
  font-size: 1.3rem;
}

.content-wrapper p, .content-wrapper ul {
  color: var(--text-dark);
  margin-bottom: 1rem;
  font-size: 0.95rem;
}

.content-wrapper ul {
  margin-left: 1.5rem;
}

/* Contact Page Layout */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
}

@media (max-width: 768px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }
}

.contact-info {
  background: var(--primary-navy);
  color: var(--white);
  padding: 2.5rem;
  border-radius: 12px;
}

.contact-info h2 {
  margin-bottom: 1rem;
  color: var(--teal-cyan);
}

.contact-info p {
  margin-bottom: 1.5rem;
  opacity: 0.9;
}

.info-item {
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.contact-form {
  background: var(--white);
  padding: 2.5rem;
  border-radius: 12px;
  border: 1px solid #E2E8F0;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 500;
}

.form-group input,
.form-group textarea {
  width: 100%;
  padding: 0.75rem;
  border: 1px solid #CBD5E1;
  border-radius: 6px;
  font-family: inherit;
  font-size: 0.95rem;
}

.form-group textarea {
  resize: vertical;
  height: 120px;
}

.btn-submit {
  background: var(--teal-cyan);
  color: var(--white);
  border: none;
  padding: 0.8rem 1.5rem;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  width: 100%;
  transition: background-color 0.3s;
}

.btn-submit:hover {
  background-color: #008796;
}

/* Footer */
footer {
  background: var(--primary-navy);
  color: var(--white);
  text-align: center;
  padding: 2rem 1rem;
  margin-top: auto;
  border-top: 3px solid var(--teal-cyan);
}

footer p {
  font-size: 0.9rem;
  opacity: 0.8;
}